We shall be embarking on the provision of consumer and business loans for our target customers-individuals and Micro, Small and Medium Enterprises (MSMEs). 
These loans will be either secured or unsecured with fixed terms entered into with us by the customer for specific purposes. While the unsecured loans will be granted based on the creditworthiness of the borrower, the secured loans shall be collateralized by the personal property of the borrower.

This will aid our customers to meet their short term needs and also enable us to operate within the middle tier of the financial system, playing a complementary role to banks.